Addressing the figure (cont): 2. Using SMTP (email) the form is transferred to transaction recipient for transaction authorization. 3. To authorize valuable transaction – the person performs 2-factor strong authentication over HTTPs vs. MACS. 4. On-success CryptoBiometrics binding is performed to digitally sign transaction form. The signed copy is retained by transaction recipient for future audit. 5. Digitally signed form is transferred to transaction provider using SMTP (email). The signed copy is retained by transaction provider for future audit. 6. Digitally signed form is uploaded over HTTPs to payment processor. 7. Payment processor validates transaction over HTTPs vs. MACS.
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