

| Identity Fraud 2008 US Statistics(Gartner) - 14% had their credit card data used, 7% had their debit card data used 6% said a new account had been opened in their name 5% were the victims of money transfer fraud 4% had cheques forged A data breach was cited as the reason for the fraud by 19% of victims, with 16% blaming the theft of their wallet and 13% online scams such as phishing. |

| Phishing without bait - the in-session password theft attack: Skilled identity thieves can pilfer user names, passwords and other sensitive data for banking sites using pop-up messages during an active browser session |